中行上周五(27日)收市後公布去年業績，純利按年升4.1%至1,874.05億元人民幣符預期，每股盈利0.61元人民幣。派末期息0.191元人民幣。
中行去年營業收入按年升9.2%至5,500.1億元人民幣，其中淨利息收入按年升4%至3,742.5億元人民幣，手續費及佣金收支淨額按年升2.8%至896.12億元人民幣。淨息差按年跌6點子至1.84%，成本收入比按年跌9點子至28%，平均總資產回報率為0.92%，減少2點子；至去年底核心一級資本充足率為11.3%，按年減少11點子，不良貸款率為1.37，按年減少5點子，貸款撥備率為2.97%，按年減少10點子。
Will you sell any of your 005.HK and buy China banks as substitutes?
回覆刪除Good Luck!
^_^
Not really,
回覆刪除as my average cost of 0005 is not very high and I still think that after that stable of COVID 19, 0005 will have dividends as before and the price will go up.
I won't prefer to sell it at a lower price, on the other hand, will keep going buy in 3988 at reasonable price .
What do you think?